San Francisco Homes under $350,000

San Francisco Homes under $350,000

Welcome to San Francisco, a city that beautifully marries stunning natural landscapes with vibrant urban culture. Nestled in Northern California, San Francisco is renowned for its iconic landmarks, including the Golden Gate Bridge, Alcatraz Island, and its historic cable cars. With a rich tapestry of diverse neighborhoods, each offering its own unique charm, the City by the Bay is a place where innovation meets tradition.

For those seeking affordable housing options, you’ll be pleased to know that San Francisco offers homes under $350,000, a rarity in this bustling metropolis. While the average home price tends to soar, there are hidden gems waiting to be discovered. From cozy studios to quaint one-bedroom apartments, these budget-friendly options provide an excellent opportunity for first-time homebuyers, investors, or anyone looking to experience the vibrant lifestyle of San Francisco without breaking the bank.

Imagine enjoying your morning coffee while taking in breathtaking views of the bay or exploring the eclectic shops and restaurants that line the charming streets of neighborhoods like the Mission District or the Tenderloin. Living in San Francisco means immersing yourself in a community that celebrates art, culture, and culinary delights.

Whether you’re drawn to the city’s tech-driven economy, its rich history, or the vibrant arts scene, San Francisco has something for everyone. Don’t miss out on the chance to find your ideal home in this dynamic city—affordable options are out there, waiting to welcome you into the heart of San Francisco living!

Newest San Francisco Homes under $350,000

200 Brannan St Unit 114, San Francisco
$309,624
2 Beds ⋅ 2 Baths ⋅ 41149641 MLS
2-bedroom Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). Maximum income: 2 people=$103,750; 3=$116,700; 4=$129,700; 5=$140,050. Must be A 1st-time homebuyer & income eligible. Unit available through MOHCD & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org), starting on the application date, 9/28/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre- approval & homebuyer education verification due 10/20/2026 at 5:00 PM. Open Houses: Fri 10/2, 5–7 PM; Sat 10/3, 1:30–4 PM; Sun 10/11, 1:30–4 PM. Fair Housing Opportunity.

200 Brannan St Unit 114, San Francisco

Listing courtesy of Listing Agent: Shan Susan Gao (susan.gao@compass.com) from Listing Office: Compass.
900 N Point Street Unit 632, San Francisco
$30,000
2 Beds ⋅ 2 Baths ⋅ 26852627 MLS
New Co-Ownership Opportunity: Experience ultimate luxury with a 1/10th fractional interest at the prestigious Fairmont Heritage Place, Ghirardelli Square. This flexible floating ownership grants you up to 35 nights of annual use in a beautifully appointed, fully furnished two-bedroom, two-bathroom residence, seamlessly blending elite resort amenities with upscale city living in the heart of San Francisco. The turnkey 2 bed, 2 bath condominium features an expansive layout complete with a cozy fireplace, private laundry, and spa-inspired bathrooms. A fully equipped chef's kitchen stands ready for your culinary needs, and you can even have the dedicated Owner Services team pre-stock it with your favorite groceries before you arrive. As an owner, you will enjoy five-star services including a 24/7 concierge and complimentary valet parking in a secure, private owners' garage. The property offers exclusive spaces to unwind, allowing you to socialize at the weekly Wine and Cheese hours in the Owners' Lounge, relax on outdoor terraces beside roaring fire pits, and participate in curated community events. Your real estate investment extends far beyond the Bay Area. You can choose to spend your vacation time in San Francisco or utilize your additional weeks for stays at select Fairmont, Raffles, and Accor properties worldwide. This residence is eligible for the Owners Rental Program, at Fairmont hotel rates. Additionally, this unique ownership automatically unlocks top-tier Accor Diamond status and exchange privileges through the Registry Collection.

900 N Point Street Unit 632, San Francisco

Listing courtesy of Listing Agent: Karen Thelin (karenthelin@bhhscal.com) from Listing Office: Berkshire Hathaway HomeServices California Properties.
1075 Market St Unit 206, San Francisco
$338,689
1 Beds ⋅ 1 Baths ⋅ 41002421 MLS
Take a look! Lovely Below Market Rate (BMR) housing opportunity-Unit available as first come first served. Outstanding location at Stage 1075. This modern One Bedroom Condo with city street views & natural light boasts German cabinets, quartz countertops, gas stovetop & ~$15K of upgrades in custom window coverings & trendy wood floors, etc. Great amenities including amazing Rooftop City Views, multiple Lounge area seating with Firepits, BBQ area & Dog Run. Close to Hastings Law, restaurants, theatres, public transit & tech companies! Available at 120% Area Median Income (AMI). Maximum income for 1 person = $136,150; 2 people = $155,650; 3 = $175,100; etc. Must be income eligible. Please visit https://sf.gov/step-by-step/1075-market-street-unit-206 to view the listing and to APPLY! Fair housing opportunity. Updated Buyer qualification info is now available.

1075 Market St Unit 206, San Francisco

Listing courtesy of Listing Agent: Marianne Bordogna (marianne@mariannebordogna.com) from Listing Office: Keller Williams Realty.
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